How much Public Liability insurance should I take out?


At the end of the day, it is your choice on how much Public liability insurance cover you need to take out. This decision should be reached in line with the type of business you run and the sector you are in.

A minimum of £1m may be enough for a “one man band” tradesperson or office or social club. However, medium or larger sized businesses exposed to greater risks, should opt for £5m plus.

If you are unsure about the amount of cover your business needs, speak to one of our experts. The level of cover will still remain your choice, but we will give you an insight on how to calculate your risk.