Introduction


Like it or not, Britain is fast becoming a claims based culture with more people than ever before seeking compensation for accident, injury or damage occurring in the work place.

In the excitement of setting up your business, it’s all too easy to overlook vital insurance. But failing to put Public Liability Insurance (PLI) at the heart of your financial planning could cost you dear.

If your business deals with the general public, it is vital to have Public Liability insurance cover in place. It’s a small price to pay compared to the potentially ruinous cost of a compensation claim made against you.

No one can predict the future; accidents do happen – at any time and any place.

If it can be proved that your business failed in its care to a customer, you could be open to a compensation claim for the pain and injury caused to that person and their loss of earnings.

The cost of a claim plus the associated legal fees can quickly mount up and lead to a financial penalty that can severely affect your business, destroy your reputation and in the worst case scenario, even bankrupt you.  

Public Liability insurance is a key part of the umbrella of protection that every business in the UK should have in place.

Public Liability insurance gives you the peace of mind to get on with the important task of running and growing your business, knowing you are prepared for all legal eventualities.