What are the common policy exclusions of Public Liability insurance?

There are standard exclusions with most insurance policies on the market; here are a few common policy exclusions for Public Liability insurance:

  • Property belonging to the insured
  • Defective workmanship
  • Damage as a result of any advice, design or specification given unless part of an ‘overall contract’
  • Deliberate acts

These exclusions may vary from insurer to insurer. If you are unsure whether a Public Liability insurance policy covers you for a particular aspect of your business, you should check this information with one of our experts before buying.